:root{--ink:#1c2733;--muted:#5b6876;--line:#dde3ea;--bg:#f6f8fa;--card:#fff;--brand:#0f5c6e;--brand2:#0b4654;--accent:#e8a23a;--ok:#1d7a4a;--warn:#9a5b00;--r:10px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand)}a:hover{color:var(--brand2)}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:62px;flex-wrap:wrap}
.logo{font-weight:800;font-size:1.15rem;text-decoration:none;color:var(--ink);letter-spacing:-.01em}
.logo span{color:var(--brand)}.logo b{color:var(--accent)}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;flex-wrap:wrap}
nav.main a{display:block;padding:8px 11px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
nav.main a:hover,nav.main a[aria-current=page]{background:#e7f1f3;color:var(--brand2)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:6px 10px;font-size:1rem;cursor:pointer}
@media(max-width:760px){.menu-btn{display:block}nav.main{display:none;width:100%;padding-bottom:10px}nav.main.open{display:block}nav.main ul{flex-direction:column}}
main{padding:28px 0 48px}
h1{font-size:clamp(1.7rem,4vw,2.5rem);line-height:1.2;margin:.2em 0 .4em;letter-spacing:-.02em}
h2{font-size:1.4rem;margin:1.6em 0 .5em}h3{font-size:1.1rem;margin:1.2em 0 .3em}
.lead{font-size:1.15rem;color:var(--muted);max-width:760px}
.hero{background:linear-gradient(135deg,#0f5c6e,#12394a);color:#fff;padding:56px 0 48px}
.hero h1{color:#fff;max-width:820px}.hero .lead{color:#d7e7ec}
.hero .eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;color:#f3c77e;font-weight:700}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.btn{display:inline-block;padding:11px 18px;border-radius:8px;background:var(--accent);color:#1c2733;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:#f0b452;color:#1c2733}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.6)}.btn.ghost:hover{background:rgba(255,255,255,.1);color:#fff}
.btn.alt{background:var(--brand);color:#fff}.btn.alt:hover{background:var(--brand2);color:#fff}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.card h3{margin-top:0}
.stat{font-size:1.9rem;font-weight:800;color:var(--brand);line-height:1.1}
.stat small{font-size:.9rem;font-weight:500;color:var(--muted)}
.note{background:#fff8ea;border:1px solid #f1d9a6;border-radius:var(--r);padding:12px 16px;font-size:.95rem}
.muted{color:var(--muted)}.small{font-size:.88rem}
.badge{display:inline-block;font-size:.75rem;font-weight:700;padding:2px 8px;border-radius:99px;background:#eef1f4;color:var(--muted);white-space:nowrap}
.badge.yes{background:#e3f4ea;color:var(--ok)}.badge.partial{background:#fff1d9;color:var(--warn)}
.np{color:var(--muted);font-style:italic}
/* compare */
.filters{display:flex;gap:12px;flex-wrap:wrap;align-items:flex-end;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px;margin:16px 0}
.filters label{display:flex;flex-direction:column;font-size:.82rem;font-weight:600;color:var(--muted);gap:4px}
.filters label.chk{flex-direction:row;align-items:center;gap:6px;font-size:.92rem;color:var(--ink);padding-bottom:8px}
select,input[type=text],input[type=number],input[type=search]{font:inherit;padding:8px 10px;border:1px solid #c5ced8;border-radius:8px;background:#fff;color:var(--ink);min-width:0}
.tbl-wrap{overflow-x:auto;background:#fff;border:1px solid var(--line);border-radius:var(--r)}
table{border-collapse:collapse;width:100%;font-size:.93rem}
th,td{padding:11px 12px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
th{background:#f0f4f7;font-size:.8rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);white-space:nowrap}
th button{all:unset;cursor:pointer}th button:hover,th button:focus{color:var(--brand)}
th button::after{content:" \2195";opacity:.5}
tbody tr:hover{background:#f8fbfc}
td.co a{font-weight:700;text-decoration:none}td.co .small{display:block}
.count{font-size:.9rem;color:var(--muted);margin:6px 2px}
@media(max-width:760px){
 table.cards thead{display:none}
 table.cards tr{display:block;border-bottom:1px solid var(--line);padding:10px 4px}
 table.cards td{display:flex;gap:10px;border:0;padding:4px 10px}
 table.cards td::before{content:attr(data-label);flex:0 0 96px;font-size:.78rem;font-weight:700;color:var(--muted);text-transform:uppercase}
 table.cards td.co::before{display:none}
}
/* profile */
.crumbs{font-size:.88rem;color:var(--muted)}
dl.facts{display:grid;grid-template-columns:200px 1fr;gap:0;margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
dl.facts dt,dl.facts dd{margin:0;padding:12px 16px;border-bottom:1px solid var(--line)}
dl.facts dt{font-weight:700;background:#f7f9fb;color:var(--muted);font-size:.9rem}
@media(max-width:600px){dl.facts{grid-template-columns:1fr}dl.facts dt{border-bottom:0;padding-bottom:2px}dl.facts dd{padding-top:2px}}
.claim{margin-top:22px;background:#e7f1f3;border:1px solid #c3dde3;border-radius:var(--r);padding:14px 18px}
/* calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:760px){.calc{grid-template-columns:1fr}}
.calc label{display:block;font-weight:600;margin:12px 0 4px}
.calc input,.calc select{width:100%}
.inrow{display:flex;gap:8px}.inrow select{width:auto}
.result .total{font-size:2.2rem;font-weight:800;color:var(--brand)}
.result table td{border:0;padding:6px 0}.result table td:last-child{text-align:right;font-weight:600}
.result table tr.sum td{border-top:2px solid var(--line);padding-top:10px;font-weight:800}
/* footer */
footer.site{background:#12232e;color:#b9c6d0;padding:32px 0;font-size:.9rem}
footer.site a{color:#e6eef3}
footer.site .cols{display:flex;gap:30px;flex-wrap:wrap;justify-content:space-between}
footer.site ul{list-style:none;padding:0;margin:6px 0 0;display:flex;gap:14px;flex-wrap:wrap}
.prose{max-width:780px}.prose li{margin:.3em 0}
tr[hidden]{display:none!important}
@media(max-width:760px){table.cards td.co{display:block;padding-bottom:6px}table.cards td.co .small{margin-top:2px}}
.calc .inrow select{width:auto;flex:0 0 auto}.calc .inrow input{flex:1}
ol.steps{padding-left:1.3em}ol.steps>li::marker{font-weight:800;color:var(--brand);font-size:1.3rem}ol.steps h2{margin-top:1.2em}
ul.check{list-style:none;padding-left:0}ul.check li{padding:4px 0 4px 1.6em;position:relative}ul.check li:not(:has(input))::before{content:"\2610";position:absolute;left:0;color:var(--brand)}
ul.check label{display:flex;gap:8px;align-items:flex-start;margin-left:-1.6em;cursor:pointer}ul.check input{margin-top:.35em}
.prose table{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin:10px 0}
.card table td:last-child{text-align:right;white-space:nowrap}
.printonly{display:none}
@media print{header.site,footer.site,.noprint,.skip{display:none!important}.printonly{display:block}body{background:#fff;font-size:12pt}main{padding:0}ul.check li{break-inside:avoid}a{color:inherit;text-decoration:none}}